:root{--ink:#16232b;--ink-2:#3a4a55;--ink-3:#63737e;--teal:#0e4f57;--teal-700:#0a3d44;--teal-300:#4f8f96;--teal-50:#eaf2f2;--sand:#a9663c;--sand-600:#8e5430;--sand-100:#f6ece3;--bg:#fdfbf8;--surface:#fff;--surface-warm:#f7f2ec;--line:#e6ded4;--line-strong:#d3c7b8;--focus:#0e4f57;--serif:ui-serif, Georgia, "Iowan Old Style", "Palatino Linotype", "Times New Roman", serif;--sans:-apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--wrap:1120px;--measure:68ch;--radius:10px;--shadow:0 1px 2px #16232b0d, 0 8px 24px -12px #16232b24}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition-duration:.001ms!important;animation-duration:.001ms!important}}body{background:var(--bg);color:var(--ink);font-family:var(--sans);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;font-size:17.5px;line-height:1.65}h1,h2,h3,h4{font-family:var(--serif);color:var(--ink);letter-spacing:-.012em;margin:0 0 .5em;font-weight:600}h1{font-size:clamp(2.1rem,1.5rem + 2.4vw,3.15rem);line-height:1.12}h2{margin-top:2.2em;font-size:clamp(1.55rem,1.25rem + 1.2vw,2.15rem);line-height:1.2}h3{margin-top:1.8em;font-size:clamp(1.2rem,1.08rem + .5vw,1.4rem);line-height:1.3}h4{margin-top:1.5em;font-size:1.05rem;line-height:1.4}h2:first-child,h3:first-child,h4:first-child{margin-top:0}p,li{color:var(--ink-2)}p{max-width:var(--measure);margin:0 0 1.1em}ul,ol{max-width:var(--measure);margin:0 0 1.2em;padding-left:1.35em}li{margin:.35em 0}li::marker{color:var(--teal-300)}strong{color:var(--ink);font-weight:650}a{color:var(--teal);text-underline-offset:.18em;text-decoration-thickness:1px}a:hover{color:var(--sand-600)}:focus-visible{outline:3px solid var(--focus);outline-offset:2px;border-radius:3px}img{max-width:100%;height:auto;display:block}hr{border:0;border-top:1px solid var(--line);margin:2.5rem 0}.wrap{max-width:var(--wrap);margin-inline:auto;padding-inline:clamp(20px,5vw,40px)}.narrow{max-width:760px;margin-inline:auto}.section{padding-block:clamp(48px,7vw,86px)}.section--warm{background:var(--surface-warm);border-block:1px solid var(--line)}.section--tight{padding-block:clamp(34px,4.5vw,54px)}.eyebrow{font-family:var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--sand-600);margin:0 0 .85em;font-size:.75rem;font-weight:700}.lede{color:var(--ink-2);max-width:60ch;font-size:1.16em}.btn{font-family:var(--sans);border-radius:var(--radius);cursor:pointer;border:1.5px solid #0000;justify-content:center;align-items:center;gap:.55em;min-height:48px;padding:.95em 1.5em;font-size:1rem;font-weight:600;line-height:1;text-decoration:none;transition:background-color .16s,color .16s,border-color .16s;display:inline-flex}.btn--primary{background:var(--teal);color:#fff}.btn--primary:hover{background:var(--teal-700);color:#fff}.btn--ghost{color:var(--teal);border-color:var(--line-strong);background:0 0}.btn--ghost:hover{border-color:var(--teal);color:var(--teal-700);background:var(--teal-50)}.btn--onDark{color:var(--teal-700);background:#fff}.btn--onDark:hover{background:var(--sand-100);color:var(--teal-700)}.btn--onDarkGhost{color:#fff;background:0 0;border-color:#ffffff6b}.btn--onDarkGhost:hover{color:#fff;background:#ffffff1f;border-color:#fff}.btn-row{flex-wrap:wrap;gap:.75rem;margin:1.6rem 0 0;display:flex}.site-header{background:var(--surface);border-bottom:1px solid var(--line);z-index:50;position:relative}.site-header__inner{justify-content:space-between;align-items:center;gap:1.5rem;min-height:76px;display:flex}.brand{flex-direction:column;line-height:1.15;text-decoration:none;display:flex}.brand__name{font-family:var(--serif);color:var(--ink);font-size:1.24rem;font-weight:600}.brand__sub{letter-spacing:.08em;text-transform:uppercase;color:var(--ink-3);white-space:nowrap;margin-top:.28em;font-size:.72rem}.nav{align-items:center;gap:1.4rem;display:flex}.nav a{color:var(--ink-2);white-space:nowrap;font-size:.925rem;font-weight:550;text-decoration:none}.nav a:hover,.nav a[aria-current=page]{color:var(--teal)}.nav a[aria-current=page]{text-underline-offset:.35em;text-decoration:underline;text-decoration-color:var(--sand)}.header-cta{white-space:nowrap;min-height:44px;padding:.75em 1.15em;font-size:.925rem}.nav-toggle{display:none}@media (width<=1000px){.nav{gap:1rem}.nav a{font-size:.875rem}}@media (width<=860px){.site-header__inner{min-height:66px}.nav-toggle{border:1.5px solid var(--line-strong);font:inherit;color:var(--ink);cursor:pointer;background:0 0;border-radius:8px;align-items:center;gap:.5em;min-height:46px;padding:.75em 1em;font-size:.9rem;font-weight:600;display:inline-flex}.nav{background:var(--surface);border-bottom:1px solid var(--line);box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:0;padding:.5rem 0 1rem;display:none;position:absolute;inset:100% 0 auto}.nav[data-open=true]{display:flex}.nav a{border-bottom:1px solid var(--line);padding:.85em clamp(20px,5vw,40px);font-size:1rem}.nav .header-cta{justify-content:center;margin:.9rem clamp(20px,5vw,40px) 0}}.hero{background:var(--teal);color:#fff;padding-block:clamp(52px,7vw,86px)}.hero h1{color:#fff;max-width:23ch}.hero .eyebrow{color:#a8d3d6}.hero p{color:#ffffffe6;max-width:56ch;font-size:1.12em}.hero__grid{grid-template-columns:1.25fr .75fr;align-items:center;gap:clamp(28px,5vw,64px);display:grid}.hero__portrait{border-radius:var(--radius);overflow:hidden;box-shadow:0 20px 50px -20px #00000080}.hero__portrait img{aspect-ratio:4/5;object-fit:cover;width:100%}@media (width<=880px){.hero__grid{grid-template-columns:1fr}.hero__portrait{max-width:340px}}.creds{background:var(--surface);border-bottom:1px solid var(--line)}.creds__list{flex-wrap:wrap;gap:.6rem 2.2rem;margin:0;padding-block:1.05rem;list-style:none;display:flex}.creds__list li{color:var(--ink-2);align-items:center;gap:.5em;margin:0;font-size:.855rem;font-weight:600;display:flex}.creds__list li:before{content:"";background:var(--sand);border-radius:50%;flex:none;width:7px;height:7px}.grid{gap:clamp(16px,2.2vw,26px);display:grid}.grid--2{grid-template-columns:repeat(2,1fr)}.grid--3{grid-template-columns:repeat(3,1fr)}@media (width<=900px){.grid--3{grid-template-columns:repeat(2,1fr)}}@media (width<=640px){.grid--2,.grid--3{grid-template-columns:1fr}}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);flex-direction:column;padding:clamp(20px,2.4vw,28px);display:flex}.card h3{margin:0 0 .45em;font-size:1.2rem}.card p{margin-bottom:.9em;font-size:.97em}.card p:last-of-type{margin-bottom:0}.card__more{margin-top:auto;padding-top:1rem;font-size:.94rem;font-weight:600;text-decoration:none}.card__more:after{content:" →"}a.card{text-decoration:none}a.card:hover{border-color:var(--teal-300);box-shadow:var(--shadow)}a.card:hover h3{color:var(--teal)}.pillar{background:var(--surface);border:1px solid var(--line);border-top:4px solid var(--teal);border-radius:var(--radius);padding:clamp(24px,3vw,36px)}.pillar--warm{border-top-color:var(--sand)}.pillar ul{margin-bottom:1.2em}.pillar ul li{font-size:.98em}.callout{background:var(--surface-warm);border:1px solid var(--line);border-left:4px solid var(--sand);border-radius:8px;margin:1.8rem 0;padding:clamp(18px,2.2vw,26px)}.callout--teal{border-left-color:var(--teal);background:var(--teal-50)}.callout h3,.callout h4{margin-top:0}.callout>:last-child{margin-bottom:0}.crisis{border:1px solid var(--line);background:#fff;border-left:4px solid #9a3f2f;border-radius:8px;margin:2.2rem 0 0;padding:18px 22px}.crisis h4{font-size:1rem;font-family:var(--sans);margin:0 0 .4em;font-weight:700}.crisis p{color:var(--ink-2);margin:0;font-size:.93em}.steps{counter-reset:step;gap:1.4rem;max-width:none;margin:1.6rem 0 0;padding:0;list-style:none;display:grid}.steps li{counter-increment:step;margin:0;padding-left:3.4rem;position:relative}.steps li:before{content:counter(step);background:var(--teal-50);width:2.35rem;height:2.35rem;color:var(--teal-700);font-family:var(--serif);border-radius:50%;justify-content:center;align-items:center;font-size:1.1rem;font-weight:600;display:flex;position:absolute;top:-.1em;left:0}.steps strong{color:var(--ink);margin-bottom:.15em;font-size:1.03em;display:block}.steps p{margin:0;font-size:.97em}.faq{border-top:1px solid var(--line);margin-top:1.6rem}.faq details{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-family:var(--serif);color:var(--ink);padding:1.05em 2.4em 1.05em 0;font-size:1.09rem;font-weight:600;list-style:none;position:relative}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-family:var(--sans);color:var(--teal);font-size:1.4rem;font-weight:400;line-height:1;position:absolute;top:50%;right:.35em;transform:translateY(-50%)}.faq details[open] summary:after{content:"–"}.faq details>div{padding:0 0 1.2em}.faq details>div>:last-child{margin-bottom:0}.table-wrap{margin:1.6rem 0;overflow-x:auto}table{border-collapse:collapse;background:var(--surface);width:100%;font-size:.97em}th,td{border:1px solid var(--line);text-align:left;vertical-align:top;padding:.8em 1em}th{background:var(--surface-warm);font-family:var(--sans);color:var(--ink);font-weight:650}td{color:var(--ink-2)}.screens-band{background:var(--sand-100);border-block:1px solid var(--line)}.screens-band__grid{grid-template-columns:1.1fr .9fr;align-items:center;gap:clamp(24px,4vw,52px);display:grid}@media (width<=820px){.screens-band__grid{grid-template-columns:1fr}}.offer-box{background:var(--surface);border:1px solid var(--line-strong);border-radius:var(--radius);padding:clamp(20px,2.6vw,30px)}.offer-box .eyebrow{color:var(--sand-600)}.offer-box p{font-size:.99em}.disclosure{color:var(--ink-3);margin-bottom:0;font-size:.87em;font-style:italic}.cta-band{background:var(--teal);color:#fff;padding-block:clamp(44px,6vw,68px)}.cta-band h2{color:#fff;margin-top:0}.cta-band p{color:#ffffffe6;max-width:58ch}.crumbs{color:var(--ink-3);margin:0;padding-block:1rem 0;font-size:.85rem}.crumbs a{color:var(--ink-3)}.crumbs a:hover{color:var(--teal)}.page-head{background:var(--surface);border-bottom:1px solid var(--line);padding-block:clamp(30px,4vw,52px) clamp(30px,4vw,48px)}.page-head h1{max-width:20ch}.page-head .lede{margin-bottom:0}.byline{color:var(--ink-3);border-top:1px solid var(--line);border-bottom:1px solid var(--line);flex-wrap:wrap;align-items:baseline;gap:.4rem 1.2rem;margin:2.4rem 0 0;padding:.9rem 0;font-size:.86rem;display:flex}.byline strong{color:var(--ink-2);font-weight:600}.related{flex-wrap:wrap;gap:.6rem;margin:1.2rem 0 0;padding:0;list-style:none;display:flex}.related li{margin:0}.related a{background:var(--surface);border:1px solid var(--line);color:var(--ink-2);border-radius:100px;padding:.5em 1em;font-size:.9rem;font-weight:550;text-decoration:none;display:inline-block}.related a:hover{border-color:var(--teal-300);color:var(--teal)}.form{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:clamp(22px,3vw,32px)}.field{margin-bottom:1.1rem}.field label{color:var(--ink);margin-bottom:.4em;font-size:.92rem;font-weight:600;display:block}.field .hint{color:var(--ink-3);margin-top:.15em;font-size:.86rem;font-weight:400;display:block}.field input,.field textarea,.field select{width:100%;font:inherit;color:var(--ink);border:1.5px solid var(--line-strong);background:#fff;border-radius:8px;min-height:48px;padding:.72em .85em;font-size:1rem}.field textarea{resize:vertical;min-height:130px}.field input:focus,.field textarea:focus,.field select:focus{border-color:var(--teal);outline:2px solid var(--teal-50)}.consent{color:var(--ink-3);margin:1rem 0 1.2rem;font-size:.88rem}.site-footer{background:var(--ink);color:#c6d2d8;padding-block:clamp(40px,5vw,60px) 28px;font-size:.93rem}.site-footer h2,.site-footer h3{color:#fff;font-size:1rem;font-family:var(--sans);letter-spacing:.04em;text-transform:uppercase;margin:0 0 .9em;font-weight:700}.site-footer a{color:#c6d2d8;text-decoration:none}.site-footer a:hover{color:#fff;text-decoration:underline}.site-footer p{color:#a9b8c0;max-width:42ch}.footer-grid{grid-template-columns:1.3fr 1fr 1fr 1.1fr;gap:clamp(22px,3vw,40px);display:grid}@media (width<=860px){.footer-grid{grid-template-columns:1fr 1fr}}@media (width<=520px){.footer-grid{grid-template-columns:1fr}}.footer-grid ul{margin:0;padding:0;list-style:none}.footer-grid li{color:#c6d2d8;margin:.4em 0}.footer-legal{color:#8fa0a9;border-top:1px solid #ffffff24;flex-wrap:wrap;justify-content:space-between;gap:.6rem 1.6rem;margin-top:2.4rem;padding-top:1.4rem;font-size:.84rem;display:flex}.footer-legal p{color:#8fa0a9;max-width:none;margin:0}.footer-legal ul{flex-wrap:wrap;gap:1.2rem;margin:0;padding:0;list-style:none;display:flex}.skip{color:var(--teal);z-index:100;background:#fff;border-radius:0 0 8px;padding:.8em 1.2em;font-weight:600;position:absolute;top:0;left:-9999px}.skip:focus{left:0}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.mt-0{margin-top:0}.center{text-align:center}.center p,.center .lede{margin-inline:auto}@media print{.site-header,.cta-band,.nav-toggle{display:none}body{background:#fff;font-size:11pt}}.hero__panel{border-radius:var(--radius);background:#ffffff17;border:1px solid #ffffff38;padding:clamp(20px,2.4vw,28px)}.hero__panel h2{color:#a8d3d6;font-family:var(--sans);letter-spacing:.13em;text-transform:uppercase;margin:0 0 1em;font-size:.78rem;font-weight:700}.hero__panel dl{gap:.95rem;margin:0;display:grid}.hero__panel dt{letter-spacing:.09em;text-transform:uppercase;color:#8fc0c4;margin-bottom:.15em;font-size:.78rem}.hero__panel dd{color:#fff;margin:0;font-size:1rem;line-height:1.45}@media (width<=880px){.hero__panel{margin-top:2rem}}.nav a.btn--primary,.nav a.btn--primary:hover{color:#fff}